Heights Finance is a trusted name. It helps many people with quick loans. The company began in 1953 in Peoria, United States. It offers loans with clear terms.
Now, it operates in multiple states. The bank was bought by CURO Service in 2021. Ever since, services have expanded. Logging in is easy for users to handle their accounts.
It is notable for its main concern being everyday people. The regular customers are a big portion of the user base. It demonstrates how much people believe in the brand. Local communities in branch areas are supported by the company as well.
The company also works hard to keep its services updated. It regularly improves online tools and digital offerings to ensure easy access to funds. With more than 300 branches and thousands of happy customers, it continues to evolve.
What is Heights Finance?
Heights Finance is a lending service. It gives fast personal loans. It works with people who have bad or low credit. You don’t need a perfect score to apply.
It operates in many places. There are many locations across the U.S. The goal is simple—easy loans for real people.
Customers use it to cover bills. Some use it for emergencies. Others use it to rebuild credit. That’s the flexibility it offers.
It makes lending personal. They tailor plans to each customer’s needs. The staff explains every detail clearly. So, no confusion, and no hidden charges.
Company Overview
The company offers secure and easy loan products. Let’s take a quick look at key facts:
| Detail | Information |
| Founded | 1953 |
| Headquarters | Peoria, United States |
| Ownership | Acquired by CURO in 2021 |
| Service | Consumer & Personal Loans |
| Website | heightsfinance.com |
| Legal Entity | Heights Finance Corp |
| Revenue Estimate | $25M – $100M |
It has a long history. It has survived market changes. And today, it continues to serve thousands of customers.
It is one of the few institutions still focused on in-person customer service while offering digital solutions. This hybrid approach gives customers the best of both worlds.
Heights Finance Loan Requirements
You can apply easily. Requirements are basic. This makes loans available for more people.
To apply, you’ll need:
- Government-issued ID
- Proof of income
- Address verification
- Valid checking account
These Finance loan requirements are simple. Even if your credit isn’t perfect, you can apply.
Applicants are guided step-by-step. Staff is trained to help first-time borrowers. The goal is to make lending stress-free.
It believes everyone deserves financial help. That’s why they’ve made applying as simple as possible. Even online applications are user-friendly and fast.
Growth and Funding Timeline
It grew fast with funding. It completed many funding rounds:
| Date | Amount | Round Type |
| Jul 14, 2017 | $6.36M | Conventional Debt |
| Mar 17, 2016 | $8.85M | Conventional Debt |
| Jul 01, 2014 | $4.13M | Conventional Debt |
These rounds funded branch openings. They also supported tech upgrades. The H app is part of that journey.
These investments also helped enhance risk management, fraud protection, and customer service software. The result: smoother operations and better customer experience.
CURO’s Strategic Acquisition
CURO bought Heights Finance in 2021. The deal was worth $360 million. It was handled by expert firms like Jefferies and Troutman Pepper.
This merger helped improve services. It added more tech and support. Now, it is stronger with CURO behind it.
CURO brought new systems. These enhanced loan tracking. They made account access easier. And they improved customer response times.
CURO’s leadership also expanded it into new markets. That includes more online reach, especially for rural and underserved regions.
How to Use Heights Finance Login?
The Finance login tool is simple. You can:
- Check your account
- Track payments
- Change settings
- Contact support
It works 24/7. Use it on mobile or desktop. It’s fast and easy to use. This portal also shows loan history. You can download receipts. You can set up auto-pay. It’s a full-featured system.
Making Payments with Heights Finance
The payment is smooth. Here are your options:
- Online through login portal
- App-based payments
- In-person branch visits
- Auto-pay from bank
You can set reminders too. Late fees are avoidable. Many customers find it reliable. The system sends alerts. You’ll never forget a due date. And support is always available.
Customers can also choose payment frequency—weekly, bi-weekly, or monthly. This flexibility helps you manage money better.
Contact Details and Support Options
You can call the team for help. Use the Heights Finance phone number listed on the official website. They handle all inquiries.
Need bigger support? Call the corporate office. They manage escalations and business-level questions.
You can also reach out through the app. Chat support is available. Email service is fast too.
Customer care is available during business hours. You’ll get quick answers on loan terms, payment plans, and account changes.
Understanding Heights Finance Interest Rates
Rates vary per person. It depends on your credit score and loan type. But Heights Finance interest rates are fair.
The team shares all terms clearly. No hidden fees. You’ll know what you pay before signing.
The APR is based on income and loan amount. You’ll receive a full breakdown during the application process.
You can also get rate estimates before applying. Use their online loan calculator. It’s free and gives real-time numbers.
Comparing with Top Competitors
See how it stacks up:
| Feature | Heights Finance | World Finance | Covington Credit |
| Loan Type | Personal Loans | Personal Loans | Installment Loans |
| Number of Offices | 300+ | 1,200+ | 200+ |
| App Access | Yes | Yes | No |
This proves Heights Finance is a strong option. Its features rival bigger players.
It’s not just about size. It offers better personal service. That’s where it stands out. Its rates are often lower than competitors. Its focus on speed and support gives it an edge.
Real Feedback: Heights Finance Reviews
What do users say? Most reviews are positive. Customers love the service. Users say staff are kind. They explain the process well. People feel respected and supported.
Even during tough times, users say they felt heard. This builds trust. That’s why so many return. Some reviews mention fast approvals. Others praise the app’s usability. Overall, feedback is strong.
Branches and Heights Finance Locations
Branches are found across the U.S. You can find it’s locations in:
- Georgia
- South Carolina
- Tennessee
- Illinois
Visit the site or call the phone number for your nearest branch. Some locations offer extended hours. Some are inside shopping centers. All are easy to access. A store locator is available on the website. You can filter by state or zip code.
Services That Stand Out
It offers more than loans. Let’s look at key services:
- Personal and auto loans
- Flexible loan terms
- Online account management
- Credit consultation
- App for all platforms
You also get the app for easy tracking. Many users rely on it daily. The app shows your loan balance. It helps manage due dates. It even allows secure messaging.
Other services include loan refinancing and budget tools. New tools are being added each year.
Why Customers Pick Heights Finance?
Here’s why customers stay:
- Friendly service
- Fast approval
- Fair rates
- Clear terms
It works for all credit types. Even if you were denied elsewhere, it can help. People also value privacy. The company never shares data. Security is a top focus.
Referral programs and loyalty discounts are also available. Returning customers often get better deals.
Latest Updates and Company News
Recent highlights:
- New CEO appointed
- App updates completed
- More branches added
These updates show that it is growing. CURO’s involvement is big. It helps drive tech. It also funds more outreach programs.
Marketing campaigns have expanded to online and radio. Awareness and reach are stronger than ever.
Final Thoughts: The Future of Heights Finance
Heights Finance is now a major name. It’s fast, fair, and helpful. With CURO’s support, the company keeps growing. It serves many customers every day. The system is simple. The loans are quick. People like using the login for easy access. With good service and fair terms, it’s a top choice.
If you need a loan, this company is ready. The Finance app, phone support, and team are all here to help. It’s a lender you can trust. Expect more updates in the future. The company is listening. And it’s improving based on user feedback.
It is proving that old-school service and new-school tech can work together. As demand for flexible lending grows, it is ready to meet it—head-on.
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